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All the paths you suggest are dramatically different. I can't begin to tell you which will be best for you and your family.
I have been an Independent Agent (or on that side of the equation for 15 yrs despite the fact that I am turning 37 this week.
You have a long hill to climb....
American National- Nah, come one. No one goes to American National. Go to a meeting and look at the average age of the distribution channel. Those are guys that are truly stuck in their contract and can't get out.
Farmers- Nah (Just dropped comp again and if you buy a book, it is from a guy dying to go Indy and get free.)
Goosehead- See the threads. Franchise fee and Service center for a lot of the commission when carriers do that for much less......Great agency!
The other ones. I cant remember who else you listed.
VolAgent mentioned Progressive. So I want to throw in my two cents. Progressive will out spend Geico this year in Ad spending. Because they got their act together. They bought ASI (A property company) and they are beginning to pay more commissions and go after a more preferred client. Much of what he says is true. Some is off a few degrees. But only a few degrees. He is usually pretty spot on.
I have been an Independent Agent (or on that side of the equation for 15 yrs despite the fact that I am turning 37 this week.
You have a long hill to climb....
American National- Nah, come one. No one goes to American National. Go to a meeting and look at the average age of the distribution channel. Those are guys that are truly stuck in their contract and can't get out.
Farmers- Nah (Just dropped comp again and if you buy a book, it is from a guy dying to go Indy and get free.)
Goosehead- See the threads. Franchise fee and Service center for a lot of the commission when carriers do that for much less......Great agency!
The other ones. I cant remember who else you listed.
VolAgent mentioned Progressive. So I want to throw in my two cents. Progressive will out spend Geico this year in Ad spending. Because they got their act together. They bought ASI (A property company) and they are beginning to pay more commissions and go after a more preferred client. Much of what he says is true. Some is off a few degrees. But only a few degrees. He is usually pretty spot on.