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Carry a gun...learn Karate...have Don, Petey, SirHerbie and Joey teach you how to run like Hell.Caveat, not an agent
Any techniques for that situation you can share?
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Carry a gun...learn Karate...have Don, Petey, SirHerbie and Joey teach you how to run like Hell.Caveat, not an agent
Any techniques for that situation you can share?
The reality is, there's more profit in recruiting agents to sell LH than there is in writing the business yourself. Meanwhile, producers in the field often earn more by working with smaller, lesser-known carriers— even with the occasional policy rescission. And truthfully, any decent agent will replace the majority of LH policies they come across.
Let's do a quick hypothetical. Give a decent independent agent a list of 1,000 LH clients; give a top LH agent a list of 1,000 in return. Who writes more business? We all know the answer
The reality is that anyone would make a higher profit recruiting an agency regardless of what carrier you use. Could be 1 could be 100. That's where millionaires are made. Not as an agent. It's just how this business is.
If you gave a list of 1000 clients to any agent whose was appointed to any carrier with lower rates they would sell. Thats common sense.
But to say that Lincoln agents or any agents make more or less is moot. We know how much the average life insurance agents makes. Broker or captive. There are Lincoln agents that net as much as every average broker. And there are top Lincoln agents that net just as much as any top agent for any imo.
This kinda of stuff is just what agents say because they think the way they do business is the absolute best and only way to make a profit. Because that's how you were trained to think and what you have experienced. But it's not reality.
I bet I could find you an agent with whoever you thought had the worst program in the entire world that works just as hard as you and nets just as much.
The reality is, there's more profit in recruiting agents to sell LH than there is in writing the business yourself. Meanwhile, producers in the field often earn more by working with smaller, lesser-known carriers— even with the occasional policy rescission. And truthfully, any decent agent will replace the majority of LH policies they come across.
Let's do a quick hypothetical. Give a decent independent agent a list of 1,000 LH clients; give a top LH agent a list of 1,000 in return. Who writes more business? We all know the answer
As a solo producer, I would be very willing to take that bet. I don't work as hard as you think, and the worst programs have much lower contract levels. Even if they're closing lots of folks, the math is on my side.This kinda of stuff is just what agents say because they think the way they do business is the absolute best and only way to make a profit. Because that's how you were trained to think and what you have experienced. But it's not reality.
I bet I could find you an agent with whoever you thought had the worst program in the entire world that works just as hard as you and nets just as much.
As a solo producer, I would be very willing to take that bet. I don't work as hard as you think, and the worst programs have much lower contract levels. Even if they're closing lots of folks, the math is on my side.
So you see, it's not because I'm brainwashed the think my way is the best. It's because some ways are just worse for the average producer.
I thought you had a few producers under you that you override ? Your saying you're 100% a sole producer ?As a solo producer, I would be very willing to take that bet. I don't work as hard as you think, and the worst programs have much lower contract levels. Even if they're closing lots of folks, the math is on my side.
So you see, it's not because I'm brainwashed the think my way is the best. It's because some ways are just worse for the average producer.