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So if someone smokes MJ then they get smoker rates? That whole thing about Foresters not giving a darn because they are Canadians is out the window?
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scotte said:I would guess someone who is prescribed MJ use, is pretty ill(medical issues) that is why their would be table ratings.
The insurance companies just assume the worst.
I would guess someone who is prescribed MJ use, is pretty ill(medical issues) that is why their would be table ratings.
The insurance companies just assume the worst.
So if someone smokes MJ then they get smoker rates? That whole thing about Foresters not giving a darn because they are Canadians is out the window?
Enosis said:I just had luch with some underwriters - casual pot smoking (if they admit to it) might not be a rate up at all - and doesn't count as tobacco use.
I know my company doesn't. Hint: It's a big mutual that many here have a distaste for.I understand there is one major life company that doesn't test for pot.