Primerica

[Robert Barney]

Re: CMO of Primerica Harassing Me

Need to work with you to get our Logo Updated and on you splash page.

Thanks for the heads up on this. We will substitute the new Primerica logo shortly.
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I do not know if they supply the rates or not. Many do not. They get a lot of the rates from agents.

Primerica has been quite helpful in getting us their rates.
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Downside is you can't take family banding into consideration in your quotes, so it won't be totally accurate, but it's a good start!

Family banding is a feature we do want to add to our software. I don't know of any company other than Primerica that offers it.

 

[WinoBlues]

Re: CMO of Primerica Harassing Me

Thanks for the heads up on this. We will substitute the new Primerica logo shortly.
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Primerica has been quite helpful in getting us their rates.
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Family banding is a feature we do want to add to our software. I don't know of any company other than Primerica that offers it.

Isn't that your multi life policy option?

 

[Robert Barney]

Re: CMO of Primerica Harassing Me

Isn't that your multi life policy option?

Yes and no.

Multi-life, for most companies, will result in a shared policy fee. One policy fee - two policies.

Primerica kicks it up a notch.

If you put $250,000 on one person, and $250,000 on the spouse, then you can use the $500,000 band for the pricing of each. They aggregate the total coverage to determine the banding for each.

Again, I don't know of any other company that does it.

Of course the down side for Primerica is that they use unisex rates, meaning that they use male rates for females. Quite often Primerica is fairly competitive on men, but no where close on women. The aggregate banding discount, for a husband and wife, just doesn't make up the difference.

I can't recall if they allow it for other relationships, like business partners for buy/sell arrangements.

Having said that, we would like to still be able to show it and it's on a list of things to do after the major overhaul to our data structure.

On another note, we have the new Primerica logo working in conjunction with our web quotes. Let me know if it doesn't look correct.

 

[PRIYNotYou]

Yes and no.

Multi-life, for most companies, will result in a shared policy fee. One policy fee - two policies.

Primerica kicks it up a notch.

If you put $250,000 on one person, and $250,000 on the spouse, then you can use the $500,000 band for the pricing of each. They aggregate the total coverage to determine the banding for each.

Again, I don't know of any other company that does it.

Of course the down side for Primerica is that they use unisex rates, meaning that they use male rates for females. Quite often Primerica is fairly competitive on men, but no where close on women. The aggregate banding discount, for a husband and wife, just doesn't make up the difference.

I can't recall if they allow it for other relationships, like business partners for buy/sell arrangements.

Having said that, we would like to still be able to show it and it's on a list of things to do after the major overhaul to our data structure.

On another note, we have the new Primerica logo working in conjunction with our web quotes. Let me know if it doesn't look correct.

Do you have the rates of Primerica's new TermPRO product... ?

 

[Robert Barney]

Re: CMO of Primerica Harassing Me

Do you have the rates of Primerica's new TermPRO product... ?

No, I have not yet seen those.

 

[WinoBlues]

Re: CMO of Primerica Harassing Me

Do you have the rates of Primerica's new TermPRO product... ?

What is the difference with this one?

 

[deadhead]

Re: CMO of Primerica Harassing Me

Hey WINO we have a new primerica young gun on the forum you can ask him.

 

[PRIYNotYou]

Why are Primerica 30 and 35 year products not on your tool?

Also when Primerica is the cheapest are you referring them to a Primerica Agent?

And when are the much hyped and anticipates Permanent policies going to be there?

 

[sman]

Also when Primerica is the cheapest...

Is there a time when Primerica is cheapest?

 

[PRIYNotYou]

Yes............................. Have you not checked this tool out?