RE: Senior Life Application Question

Rearden

Guru
5000 Post Club
I have a client requesting replacement due to getting coverage as a 50 year old man, non-smoker, with COPD and a stent/heart attack 2.5 years ago.

Senior Life said they could do Day 1 100% coverage for $41 for $10,000 in face amount -- agent said COPD + O2 is the knockout question, and as long as he doesn't take O2, he is OK for the coverage.

Can someone post up a recent application to review?

Thanks,
Dave
 
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I have a client requesting replacement due to getting coverage as a 50 year old man, non-smoker, with COPD and a stent/heart attack 2.5 years ago.

Senior Life said they could do Day 1 100% coverage for $41 for $10,000 in face amount -- agent said COPD + O2 is the knockout question, and as long as he doesn't take O2, he is OK for the coverage.

Can someone post up a recent application to review?

Thanks,
Dave

Not sure about the SL app but he can get 10K Standard with Monumental for 36/month.
 
I have a client requesting replacement due to getting coverage as a 50 year old man, non-smoker, with COPD and a stent/heart attack 2.5 years ago.

Senior Life said they could do Day 1 100% coverage for $41 for $10,000 in face amount -- agent said COPD + O2 is the knockout question, and as long as he doesn't take O2, he is OK for the coverage.

Can someone post up a recent application to review?

Thanks,
Dave

If you use FEX Quotes, run the quote using ALL COMPANIES and you will see the SL rates. The agent guide has all the information you need.
 
Not sure about the SL app but he can get 10K Standard with Monumental for 36/month.

No go due to the stent + COPD combination.

Stent is considered current treatment, thus an automatic Standard rating.

Add in COPD and you have an Easy Solution product.

Looks like Assurity is the winner.

I'll let you know if I break my POS interview record with them (48 minutes).
 
:1mad:
No go due to the stent + COPD combination.

Stent is considered current treatment, thus an automatic Standard rating.

Add in COPD and you have an Easy Solution product.

Looks like Assurity is the winner.

I'll let you know if I break my POS interview record with them (48 minutes).

Stent within 5 years is graded at Assurity.
 
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