Replacement Notification

[VolAgent]

That's true but sometimes the opportunity is just too good to pass up. I doorknocked a home today and as I was getting to the door a couple was coming out. A Bankers Life tag team.

I couldn't help it and said to them, "it must be my lucky day to follow Bankers into a home."

Of course it wasn't. They didn't sell him anything and I couldn't either because of his health. They did give him some quotes anyway on his med sup and his life insurance. I asked him if he thought were kinda on the high side even if he could get it. He said, "yep, wouldn't buy it if I could get it".

I didn't quote him anything. Gave him the number for MoO's GI and got on down the road.

That isn't the same to me. Now if you had said. "It must be my lucky day to follow Bankers into a home. I'm going to replace your crappy policy!" And then laugh in their face, that would be the same.

What you did wasn't necessarily nice, but definitely doesn't rise to the level of being a douche.

And yes, we've all had points in our life where we were not nice or even downright mean, myself include.

 

[rousemark]

Was wondering if it's in bad taste to text a LH agent to let then know you just replaced their crappy policy? :-)

Oh well...I did. :-) The agent just wrote the policy too since it was still in underwriting. The lady in underwriting asked the client why he was canceling...he said because he more than doubled his coverage for only a dollar more. The underwriter said "oh."

Sometimes things like that can backfire on you.. It alerts the agent he has been replaced during the time your plan is still within the 10/20/30 day free look. A strong agent might well get back in the house and even though they have a higher premium manage to knock you out..(they are used to having to compete with lower premium companies). He might at least poison the water to the point you can't get back in. I have seen cases like this where the client gets aggravated, not knowing who to believe; throws up their hands saying, "A pox on both your houses." The end result is neither agent has made any money and the client is without the coverage their family needs.

As far as it depends upon you, it is best to maintain as good of a relationship as possible with your competitors.

 

[TDFnCali]

Sometimes things like that can backfire on you.. It alerts the agent he has been replaced during the time your plan is still within the 10/20/30 day free look. A strong agent might well get back in the house and even though they have a higher premium manage to knock you out..(they are used to having to compete with lower premium companies). He might at least poison the water to the point you can't get back in. I have seen cases like this where the client gets aggravated, not knowing who to believe; throws up their hands saying, "A pox on both your houses." The end result is neither agent has made any money and the client is without the coverage their family needs.

As far as it depends upon you, it is best to maintain as good of a relationship as possible with your competitors.

A pox on both your houses? Huh? Say what?

TDF
Sent via my Verizon Samsung G4

 

[Jerard]

Would that be a large pox or a small pox?

 

[Gooner]

A pox on both your houses? Huh? Say what?

TDF
Sent via my Verizon Samsung G4

I agree he should've quoted the Shakespeare and said plague, not pox..lol

 

[moonlightandmargaritas]

Be a professional, but not a prof douche bag!

https://www.youtube.com/watch?v=K_b3oPslctA

 

[Gooner]

https://www.youtube.com/watch?v=K_b3oPslctA

That...is funny.....

 

[rousemark]

I agree he should've quoted the Shakespeare and said plague, not pox..lol

Shakespeare did say plague but it was "corrupted" to pox many, many years ago when smallpox was indeed a very deadly plague

Besides, I am from the south where they speak proper English.. None of that there high highfalutin' sissified stuff they use over yonder across the big pond..

 

[Gooner]

Besides, I am from the south where they speak proper English.. None of that there high highfalutin' sissified stuff they use over yonder across the big pond..

I too, am from the south, but if you enjoy football (soccer) they make you learn the queens English...lol

 

[rousemark]

I too, am from the south, but if you enjoy football (soccer) they make you learn the queens English...lol

Football ain't played with a ball that don't have no points on it!