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I beg to differ, sir. I have the same names people pay $5 a lead for, I have just discovered how to get to them first. Funny part is, if I decided to become a "lead house", they would suddenly become "leads".
A suspect is in your target market and needs to be converted into a lead. A lead is someone who has taken action to express interest in whatever product you're selling (in this case life insurance or medicare).
If I were to go to my local library to download the newest mortgages this past week, those would be suspects...not mortgage protection leads.
Have these people you speak of taken action to express interest in life insurance? If they haven't, they aren't leads.