Last year, I got a flat tire on the FWY and pulled over to wait for towing. (jack is missing).
While I was waiting, police pulled over, did the random checks... long story short, I wasn't driving, but I left my keys in the ignition, and I blew .002 over the limit, so I was charged with a DUI.
With a lawyer, I had it reduced to a reckless driving conviction, and in order to reinstate my DL, I need to have SR-22 insurance.
From what I've read- auto insurance companies may or may not raise the rate, and the magnitude varies, depending on the circumstance.
What is the best way to report this to my insurance company, with the minimal rate increases?
Cos the whole charge doesn't even stem from my driving- until this point I've had a spotless record, no tickets, so what do I tell my insurance company when they ask why I need SR22?
While I was waiting, police pulled over, did the random checks... long story short, I wasn't driving, but I left my keys in the ignition, and I blew .002 over the limit, so I was charged with a DUI.
With a lawyer, I had it reduced to a reckless driving conviction, and in order to reinstate my DL, I need to have SR-22 insurance.
From what I've read- auto insurance companies may or may not raise the rate, and the magnitude varies, depending on the circumstance.
What is the best way to report this to my insurance company, with the minimal rate increases?
Cos the whole charge doesn't even stem from my driving- until this point I've had a spotless record, no tickets, so what do I tell my insurance company when they ask why I need SR22?