Starting Block

I have 12 companies in my bag and only write 4 or 5

Trans, Americo, UHL, Gerber and AA

Trans and Americo are fast issue and no PHI

UHL has the best rates if a client takes no meds and their graded pays 90%, short quick PHI.. UHL under 50 - no DL # asked- so if you have a client with a knucklehead son or daughter with a suspended license/DUI you can get them 1st day coverage with UHL

Gerber for my guaranteed

AA for UL.. You can beat most prices by a large margin on their easy UL, it's important you explain the difference between a UL and WL..

Transamerica's non med term is some of the best priced right there with Assurity
is Trans Transamerica? and what company is AA? thanks.
 
Hey guys, I was wondering. Is there somewhere I can go that has all of the final expense carriers I can choose from ? Hope you guys are doing well. :) Thanks!
 
Hey guys, I was wondering. Is there somewhere I can go that has all of the final expense carriers I can choose from ? Hope you guys are doing well. :) Thanks!

Yes, there are several good IMO's here that can offer you a decent contract level too. I would suggest you shop around, decide whether or not you will want to use a lead program or not, training, etc... then chose your IMO based upon that!
 
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