Started truely independent in the spring of 2009, I contacted several carriers and my pitch was that I was looking for one big name carrier for the first year and the majority of my business would go to them. I had interest from several carriers, I ended up choosing Travelers, I sent them enough business to keep them happy and after the first year I added Hartford and Colorado Casualty. Within the first few months of opening I also added Progressive and several other regional commercial carriers. It has been going great.