State Mutual on CSG Actuarial

Who does Amerilife promote other than MOFO?

Well, now they have SM. Anyone else?

Wonder if MOFO is up to something and they want a back pocket deal to promote?
 
Spoke with Amerilife. It was originally going to be a career agent product only. They are now opening it up to independent agents. Same commission for everyone (not setting up a heirarchy structure). Currently 16% for life. They hope it is changing to 24% first year and 17% renewal for life.

Wakely and Associates is the underwriter. Three year look back. Drug list decline. Random phone interviews based on meds. Paper app (no e-app yet - may or may not be one). Can sell over the phone.

That's all I have for now.
 
Spoke with Amerilife. It was originally going to be a career agent product only. They are now opening it up to independent agents. Same commission for everyone (not setting up a heirarchy structure). Currently 16% for life. They hope it is changing to 24% first year and 17% renewal for life.

Wakely and Associates is the underwriter. Three year look back. Drug list decline. Random phone interviews based on meds. Paper app (no e-app yet - may or may not be one). Can sell over the phone.

That's all I have for now.

Not too exciting. Companies should be required to have an e-app before they release their product...
 
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