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- #21
Medicare bro
Super Genius
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Unlimited riblets? How can any CEO resist?I'd stay away from chains. But then again, Cheesecake Factory, my guy....sooo good.
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Unlimited riblets? How can any CEO resist?I'd stay away from chains. But then again, Cheesecake Factory, my guy....sooo good.
Unlimited riblets? How can any CEO resist?
As the seniors become more admire tech savvy and get more used to shoping online, etc. you are going to see even larger numbers of them buying from insrace websites and Medicare.gov. The agent is going to become less and less important.I asked him what he thought about Wellcare not paying commissions. He seemed surprised and said he didn't hear anything. When I told him he was so callous about it. He was like, "times are changing", then he said, "last year we had more enrollments from Medicare.gov and through the Humana website then those coming from agents. Blew me away with how he was almost like companies are trying to get rid of agents all together. They don't want to pay commissions if they don't have to. They want us out and are trying to figure out everyday how to do that.
Respectfully highly disagree. Doing their paperwork is a small aspect of this job. Most seniors lack the knowledge to navigate this field. Sure, as the years go on, they’ll get more tech savvy at navigating websites, but the average senior that I talk to (to no fault of their own) is absolutely 100% clueless about anything insurance.As the seniors become more admire tech savvy and get more used to shoping online, etc. you are going to see even larger numbers of them buying from insrace websites and Medicare.gov. The agent is going to become less and less important.
This is the way.To do any insurance correctly, you have to commit days and weeks to become knowledgeable enough to make the right decision.
Too many subjects to stay on top of: government regs and changes weekly, taxes, income, financial planning, family, aptc, CSR silver, family glitch, MP3, irmaa, eligibility determination, correct enrollment, network chnsges, carrier differences, prescriptions, claims, personal health, group plans, creditable coverage, LEP, medicaid, chip, soc sec, pharmacies, canada, goodrx, etc etc etc
Ai can't do this, and I remember when the internet was supposed to replace agents. Didn't happen. Only grew my biz. Google has all the answers now and people still won't take time to research, they don't have the time. As I don't have time and hence why I hire out other professions like accountant, fin advisor, air cond, realtor, plumber, etc
If commissions go away, fees will become the replacement income
if commissions go away, i'll just sell another product that pays commissionsTo do any insurance correctly, you have to commit days and weeks to become knowledgeable enough to make the right decision.
Too many subjects to stay on top of: government regs and changes weekly, taxes, income, financial planning, family, aptc, CSR silver, family glitch, MP3, irmaa, eligibility determination, correct enrollment, network chnsges, carrier differences, prescriptions, claims, personal health, group plans, creditable coverage, LEP, medicaid, chip, soc sec, pharmacies, canada, goodrx, etc etc etc
Ai can't do this, and I remember when the internet was supposed to replace agents. Didn't happen. Only grew my biz. Google has all the answers now and people still won't take time to research, they don't have the time. As I don't have time and hence why I hire out other professions like accountant, fin advisor, air cond, realtor, plumber, etc
If commissions go away, fees will become the replacement income
I’m leaning towards $0 premium Whole Life. I think it has legsif commissions go away, i'll just sell another product that pays commissions
This reminds me of an agent way back in the day...80'sI’m leaning towards $0 premium Whole Life. I think it has legs