The Perfect Final Expense Insurance Product...

[DayTimer]

30 years from now $50k will barely be enough for an average funeral.

30 years from now they'll be composting us to grow beef flavored broccoli beneath wind mills and our families will get a "per pound" stimmie check for dropping our carcasses off rather than sending for the meat wagon.

 

[DayTimer]

A reasonable solution to the inflation factor is for companies to offer participating final expense policies.

This is much needed - the problem we are facing is too few mutual companies remain and in FE most are Fraternals.

Who offers a par FE Product? Lafayette?

 

[WinoBlues]

This is much needed - the problem we are facing is too few mutual companies remain and in FE most are Fraternals.

Who offers a par FE Product? Lafayette?

Who offers a standard Par Whole Life with lower face amounts?

1) Assurity
2)
3)

 

[DayTimer]

Who offers a standard Par Whole Life with lower face amounts?

1) Assurity

Gracias, Amigo ... is that simplified issue whole life?

 

[WinoBlues]

Gracias, Amigo ... is that simplified issue whole life?

I have not looked at the non med limits for a while. But the ones I have done have been very easy. In route to DCA at the moment. I noticed they are no longer on FEXquotes.

 

[shonceman]

A reasonable solution to the inflation factor is for companies to offer participating final expense policies. Only one company I know of does, and it's rates are out the roof. Say a company like Foresters, whose mainline products are participating (with solid dividends), it could sell final expense that is also participating. That would probably be the ultimate #1 feature. "Yes ma'am, our rates are $4/month higher; however, this policy is eligible for dividends; let me show you how paid-up additions work . . . . "

I would love to be able to offer that on a simplified issue basis.