Third Party Insurance when RENTING a car

[Richard Stanley]

When I rent a car from any major rental company my CREDIT CARD (AMEX, etc) covers all the declined insurance EXCEPT for third party liability.
How should I handle that exposure ?
Is there an annual policy available ???
Thanks

 

[fed up]

Do you have liability insurance on your own vehicles? Third-party liability coverage is the portion of an insurance policy that protects you if you're sued (or threatened to be sued) for a physical injury or damage to someone else's property. If your policy does not cover rental vehicles ( and some only cover rentals if your vehicle is not driveable), there are Non-Owned Vehicle policies available