Top FE Carriers? Getting back into FE

[newbie2001]

Hello gentlemen (and ladies)

Now that AEP is over and I've found more free time on my hands than expected outside of my T65 marketing I've decided to get back into FE sales as a nice cash flow product because my Medicare book isn't big enough yet to golf all day and not answer the phone

Haven't sold FE since April of 2022 bit rough around the edges

I have contracts through my FMO with the following carriers:

MOO
Aetna/CVS
GTL
AIG/Corebridge

Thinking I need TransAmerica, Royal Neighbors, and CICA.

Any other ideas? Already have a lead vendor I plan on working with now it's just time to get over the fear and bad taste in my mouth from selling FE before.

P.S.
If anyone wants to connect me with a CICA contract at street message me. My FMO doesn't have them.

 

[jdeasy]

Hello gentlemen (and ladies)

Now that AEP is over and I've found more free time on my hands than expected outside of my T65 marketing I've decided to get back into FE sales as a nice cash flow product because my Medicare book isn't big enough yet to golf all day and not answer the phone

Haven't sold FE since April of 2022 bit rough around the edges

I have contracts through my FMO with the following carriers:

MOO
Aetna/CVS
GTL
AIG/Corebridge

Thinking I need TransAmerica, Royal Neighbors, and CICA.

Any other ideas? Already have a lead vendor I plan on working with now it's just time to get over the fear and bad taste in my mouth from selling FE before.

P.S.
If anyone wants to connect me with a CICA contract at street message me. My FMO doesn't have them.

Dump everything you have now.

Pick up CICA, IM, Trinity/FBL, CinnEq, SBLI and PFA if they are in your state. Might want to look at SoN's too?

 

[newbie2001]

Dump everything you have now.

Pick up CICA, IM, Trinity/FBL, CinnEq, SBLI and PFA if they are in your state. Might want to look at SoN's too?

I know you've been in the FE game a long time but why do you dislike the carriers I stated?

Why do you prefer the ones you listed.

Who are IM, PFA, and SoN's?

 

[jdeasy]

I know you've been in the FE game a long time but why do you dislike the carriers I stated?

Why do you prefer the ones you listed.

Who are IM, PFA, and SoN's?

Mofo will market to your customers.

GTL doesn't have a level product

Aetna has become a junk company. But won't approve anything on their instant decision that takes 3 days.

CoreBridge and RNA are just over priced.

Illinois Mutual, Polish Falcons and Sons of Norway.

Did you ask questions for information or just ratification?

Trans old product is OK. But they now try to force to their new junk product, Express.

 

[newbie2001]

Mofo will market to your customers.

GTL doesn't have a level product

Aetna has become a junk company. But won't approve anything on their instant decision that takes 3 days.

CoreBridge and RNA are just over priced.

Illinois Mutual, Polish Falcons and Sons of Norway.

Did you ask questions for information or just ratification?

Information.

I assume Mofo is MOO.

Thought sons of Norway stopped issuing policies a few years back?

Any of the carriers you listed offer text signature? Still ocilating between if I want to go telesales or F2F.

I'd like to bring in a downline or two once I can get proof that I can actually sell this stuff again and feel like telesales is an easier way to attract new agents. Also what Duford is doing is bonkers when it comes to AP.

 

[Rick Lee]

SON got rid of their GI product about two yrs ago and now they have a level FE product with a decent eApp. They're a mid-packer for pricing.

 

[DonP]

SON got rid of their GI product about two yrs ago and now they have a level FE product with a decent eApp. They're a mid-packer for pricing.

I'm hearing royal arcanum has a crazy easy E-App now . You do one app for all and it either gives you level or Gi . There almost Gi is pretty competitive .

 

[newbie2001]

I'm hearing royal arcanum has a crazy easy E-App now . You do one app for all and it either gives you level or Gi . There almost Gi is pretty competitive .

I heard this as well. Forget where I read it.

 

[Rick Lee]

A lot of the smaller fraternals are using the iCover eApp and it's pretty nice, to the point that my laziness makes me lean toward those carriers. But the UW is getting unpredictable.

 

[DonP]

A lot of the smaller fraternals are using the iCover eApp and it's pretty nice, to the point that my laziness makes me lean toward those carriers. But the UW is getting unpredictable.

I believe kskj used this