Tree Company Drops Tree on House, what Should I Do?

I have been sitting here reading these posts and am ready to add my comment. This doesn't appear to be much of a claim. Less than one bundle of shingles and one run of seamless gutter, piece of drip edge and a roll of felt. This should be easily less than $1000. As to the roofer, it is likely that he has a deductible for property damage liability. I believe he should be given the chance to repair.
 
Here are the pics of the roof, had a roofer out today and he said the patch will look like **** so insurance will replace the entire back roof, pics of damage to follow. Spoke with the owner, and he doesn't want to go through his insurance due to deductibles and rate increases etc. that said he wants to send someone over to fix it, which regardless of what happens, we will not allow as we don't know who he will send or if they know what they are doing. We also don't like the idea of having a huge patch in the back of the roof because we are tying to make the backyard more usable, which is part of why we are taking down some of these trees. A friend of ours is a contractor and he says there could be underlying damage as well as the potential for a leak due to this.

Tell him you'll find someone to fix it and either he can pay the bill or his insurance company can pay the bill.
 
[/QUOTE]It appears to be the same work. Although the higher priced company is using a lower quality roofing shingle... Go figure the 850 is from the best roofer around, so we are just gunna go with it. The tree company agreed to finish the job with a 15% discount, fix the roof, and even do a little extra pruning, stump grinding, and take an extra tree that they ended up finding out has a huge rotted knot about 25-30 feet up that we never saw before hand. It's no new roof, but well take it I guess.... [/QUOTE]

[/QUOTE] We didn't involve any insurance, the company is going to be responsible for any underlying damage as well, as it should be. We are also going to make him sign a document effectively saying that we are allowing the patch, but should a leak occur within the next 5 years in that area we reserve the right to come back to him for the damages. (From what we found, roofers will not warranty patches) so we just want to cover our ass should anything happen[/QUOTE]


--------Whelp, time for an update.:1baffled:

As I stated we were going to accept the patch based upon the circumstances above. He is now refusing to pay for the damage and finish the job, and he is not returning any of our calls. He is also refusing to give us his insurance info even though we requested it multiple times before he started, even though he didn't have a deposit or signed contract when he started specifically for that reason, and he still doesn't have the contract as we refused to give it to him. (I think I mistakenly said we gave it to him)

Needless to say, we are getting our lawyer involved and will be taking him to court for the cost of the FULL back side of the roof after talking to the roofing company again, they said the patch would be roughly 3 feet high by 12 feet long, and the 850 price was for 1 layer of shingles not the 2 as it should have been per recommendation of what ended up being the 3 contractors we have had here to check it out. (we also made this decision due to speaking with all of our neighbors, our homeowners ins. agent, our cousin who is a real estate agent (who says the patch will devalue the house) and another family friend who is a lawyer) all recommending we go through his ins.

In addition, we are now going for the damage to our lawn from his company not putting down plywood as they should have to prevent tire tracks from compressing the dirt (we now need to bring in loam and seed to regrade that area of the lawn) and the $6000 value of the 2 trees he cut that he wasn't supposed to. All of which we were going to forgive.

On a side note, there is a new review about the company from someone who had a similar situation, except the company drove over their septic system even though it was specifically said not to drive over the yard. This caused them 1500 in damage to the septic and again the company refused to pay, finish the job, or give the ins info. SEEMS TO BE A NEW PATTERN FORMING.

Whelp, here I go again babbling on and on,
Have a good one
 
I would not talk to my lawyer. I would file a claim with my insurance company and let them be the one to pursue the contractor. It is likely to be more productive and cheaper.
 
You might want to just contact your insurance company and file the claim with them. Their attorneys can handle that all for you.

To be candid, if you've been even a fraction as demanding with them as you've been on here, belaboring the same points over and over and having unrealistic expectations based on what contractors have told you about how insurance companies pay claims, it'd hit a point where any reasonable company would stop returning your calls.

Let's not also ignore the "all of which we were willing to forgive". I'm very unfamiliar with the value of a tree in your neck of the woods. I get some are worth more than others, but you have a pile of trees everywhere, that's the scenery up there. The likelihood that your $6,000 number is anywhere near what they would be liable for is questionable at best considering the logic you've employed on here so far.

If you want to talk to an attorney, do yourself a giant favor and let your insurance carrier handle it.

Or, ignore more good advice and find an attorney. Most of us can't look away, so be sure to update us on this.
 
You might want to just contact your insurance company and file the claim with them. Their attorneys can handle that all for you.

To be candid, if you've been even a fraction as demanding with them as you've been on here, belaboring the same points over and over and having unrealistic expectations based on what contractors have told you about how insurance companies pay claims, it'd hit a point where any reasonable company would stop returning your calls.

Let's not also ignore the "all of which we were willing to forgive". I'm very unfamiliar with the value of a tree in your neck of the woods. I get some are worth more than others, but you have a pile of trees everywhere, that's the scenery up there. The likelihood that your $6,000 number is anywhere near what they would be liable for is questionable at best considering the logic you've employed on here so far.

If you want to talk to an attorney, do yourself a giant favor and let your insurance carrier handle it.

Or, ignore more good advice and find an attorney. Most of us can't look away, so be sure to update us on this.

Josh, great minds think alike. We posted some of the same thing at the same time. I didn't say anything about what I consider to be the OP's unreasonableness but I thought what you said. "If I was the tree company and dealt with a demanding individual I might balk as well." Now we shall see if what the insurance company will pay includes reduced payment for the age of the roof. It didn't look very new in the photographs.
 
You might want to just contact your insurance company and file the claim with them. Their attorneys can handle that all for you.

To be candid, if you've been even a fraction as demanding with them as you've been on here, belaboring the same points over and over and having unrealistic expectations based on what contractors have told you about how insurance companies pay claims, it'd hit a point where any reasonable company would stop returning your calls.

Let's not also ignore the "all of which we were willing to forgive". I'm very unfamiliar with the value of a tree in your neck of the woods. I get some are worth more than others, but you have a pile of trees everywhere, that's the scenery up there. The likelihood that your $6,000 number is anywhere near what they would be liable for is questionable at best considering the logic you've employed on here so far.

If you want to talk to an attorney, do yourself a giant favor and let your insurance carrier handle it.

Or, ignore more good advice and find an attorney. Most of us can't look away, so be sure to update us on this.

As i said we were gunna allow the patch, and had an agreement that he is now refusing to do. Because of that, it was recommended to us by our ins agent not to file through them because they would raise our rates even though it has nothing to do with us, which is why we are now at the lawyer position. As far as the value of the trees, it was based upon an article I found about how they are valued. There is a specific formula based upon the type of tree, diameter, then finding the cross-sectional area and dividing it by the cost of the cross-sectional area of a new tree. Or something like that. And being 14" diameter, the cost is huge.

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Again, after speaking with other people in the area who have had trees, wind etc. damage their roof, ins. Paid the full cost of the new roof, this again was confirmed by multiple roofing companies we spoke with.
 
Who is your insurance company? I would look for a different company. File the claim and afterwards change companies.
 
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