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When trying to beat the Blues, bring up the "usual and reasonable" card.
If the Blues only pay what's reasonable, what if your bill is $40K and they think $30K is reasonable. Do you want to be out $10K? It's just a spin, but it works (I heard, wink)
Yes, another high quality agent filled with integrity. When you don't have the skills to do the job in a straight up fashion, the answer is to lie (or show your ignorance).
It's a PPO plan. U&C, R&C, D&C have nothing to do with it.
You really should go back to Mega (where you learned it?). They're really better suited to those of your ilk. And you to they.