Which is the primary insurance?

[akedm]

Married, under 26, on both parents and spouses insurance.
No insurance for self.

Which is primary :
Parent's?
Spouse's?

Thank you.

 

[vic120]

Not Good

 

[somarco]

Walk away.

I have seen this movie before.

It doesn't end well.

Oh, and let me guess. There is a pending pregnancy claim.

 

[akedm]

Actually a common situation for every married person under 26 who has insurance under their parents and spouse.

 

[vic120]

Actually a common situation for every married person under 26 who has insurance under their parents and spouse.

I don't know what world that is common in?

 

[vic120]

Instead of asking which is primary might ask if either will pay at all

 

[LostDollar]

Married, under 26, on both parents and spouses insurance.
No insurance for self.

Which is primary :
Parent's?
Spouse's?

Thank you.

Caveat, NOT an agent.

I'd start by reading the coordination of benefits sections of both policies and then call ins co's if COB sections don't clarify your situation.

Being insured under a spouse's policy seems to me like it would be the same as having insurance for yourself and being covered under parents too.

So my guess is spouse primary, parents secondary, but that is just a non-agent guess. COB clauses and insurance co representatives statements would rule.

(and if it is that common a situation, it seems like you would already know the answer.)

 

[Life Hawk]

It doesn't end well.

... I don't know, I had 3 and they turned out OK. I love my carb munchers.

 

[somarco]

OP ducked the preggo question.

on both parents and spouses insurance.
No insurance for self.

This does not compute.

Husband covered by parent's insurance AND inlaw's insurance AND wife's insurance?

Wife covered by parent's insurance AND inlaw's insurance AND husband's insuance?

 

[somarco]

... I don't know, I had 3 and they turned out OK. I love my carb munchers.

Three what?

Three parents? If so, do you know who your daddy is?

Three health insurance policies? If so, you should be answering the OP. You sound like an expert.

Three rug rats?