Joshtrades12
New Member
- 4
Hey I’m a new life agent. Wondering if anyone is successfully selling life Ins. To younger people on there parents.
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Hey I’m a new life agent. Wondering if anyone is successfully selling life Ins. To younger people on there parents.
I wouldn't even want to guess at those premiums.50-60s yr olds term on their 70-80 yr old parents?
I wouldn't even want to guess at those premiums.
Hey I’m a new life agent. Wondering if anyone is successfully selling life Ins. To younger people on there parents.
Younger adult children may be paying for WL policies for their parents when they see a need but most parents don't like to have that talk with their children. I have also seen the direct opposite where the adult children cancel policies their parents are paying for because they did not know why the policy was in place, were too afraid to ask, and only looked at it as an expense. 'Put You In The Ground Insurance' is very handy to have when the time comes and the funeral home will accept becoming the beneficiary to pay for the expense of burialHey I’m a new life agent. Wondering if anyone is successfully selling life Ins. To younger people on there parents.
Well that rules out term because its seldom in effect at time of death due to premium increases in the latter years.'Put You In The Ground Insurance' is very handy
The first line of my answer says WL. Buying term for a parent would make little sense. Buying a graded issue or immediate issue WL policy makes plenty of sense for burial insurance. Purchasing anything above burial insurance on a parent seems like a treasure huntWell that rules out term because its seldom in effect at time of death due to premium increases in the latter years.
Buying a graded issue or immediate issue WL policy makes plenty of sense for burial insurance.
Purchasing anything above burial insurance on a parent seems like a treasure hunt