Hello. I am working on a massive case with a pastor. The church is funding the policies. I am currently with a IMO now and contracted with multiple FE companies. I am a independent agent. However the advance caps with this IMO are extremely low. These will be million dollar policies whole life at $2200 a month premium per policy. I have been working with this case for a month now, and they are ready to move forward. However the advance cap with a lot of the companies with the IMO are dlset at $1500. I refuse to just receive that on a massive case that Ive worked for some time . I want my commissions up front with no cap like it was when i was with Mass Mutual and Northwestern. Can anyone recommend a good IMO/BGA that you work with for your much larger cases. Please advise. Somewhere I will own my book of business, have an open release policy and I will get paid whatever my commission is with no low cap. I am still staying with my current IMO for my fe business, but for larger cases they are not ideal.