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So if a person is counseling-advising-etc in regard to Medicare supplements, what are the top 5-10 medical conditions they are likely to see which restrict a potential insured's access to plans?
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So if a person is counseling-advising-etc in regard to Medicare supplements, what are the top 5-10 medical conditions they are likely to see which restrict a potential insured's access to plans?
Pacemaker.
I am having an issue with that and can't get a straight answer from my carriers. Who has a High Deductible F in TN who will accept 73 year old man with a pacemaker (installed 5 years ago). on blood pressure medications, no diabetes.
Thks, Unfortunately, I don't write with Banker's. What company is the Cigna sup written under?? I don't think ARLIC has a HDF in my state, I just got appointed with them, not sure though.
Why HDF, If he still is healthy enough to qualify why not N or G with more coverage?
In my Zip N would be $109 with BF vrs $57 HDF
$600 year difrence, He has had a pacemaker he probably would appreciate the better coverage.
OK, in TN Cigna only writes ARLIC and Loyal.
He is too cheap. If I had to guess he was some sort of engineer or actuary. Fully-informed customer. Asks good questions and has done his homework. He had a cheap out-of-state plan that just caught on he has moved to TN and jacked his rates up. I am working on the N, but he doesn't want to pay that much. He mentioned MAPD but has never had drug coverage at all so would have penalty if he signs up. At this point will probably cut my losses and refer to another agent that has Banker's.