Looking for advice on a subject that information seems a bit sparse on. I stupidly rented a large rental truck and did not elect to get the supplemental liability, assuming my car insurance would cover liability. I am in Massachusetts, have Geico insurance and later called to learn that in fact I had zero liability coverage on the truck. I got the collision damage waiver after the company stressed that my insurance wouldn't cover any damage to the truck.
I ended up clipping a car parked at a gas station while filling it up before the return. I think the details are fairly irrelevant but I think the damage will be quite a lot based on my shell shocked assessment (at least $2-4k). Thankfully no one was injured (no one was in the car or nearby).
So now I am not sure how to proceed. An accident report was filed by some police officers who were nearby, and I need to file my testimony. Will I just get a bill from the vehicle owners insurance? Since I am uninsured would any uninsured motorist coverage they have apply? Ideally I would like to avoid having my own car insurance go up (never had an accident in 16 years of driving).
Appreciate any advice here! Fortunately this is a completely new area for me, and one I hope to never explore again.
I ended up clipping a car parked at a gas station while filling it up before the return. I think the details are fairly irrelevant but I think the damage will be quite a lot based on my shell shocked assessment (at least $2-4k). Thankfully no one was injured (no one was in the car or nearby).
So now I am not sure how to proceed. An accident report was filed by some police officers who were nearby, and I need to file my testimony. Will I just get a bill from the vehicle owners insurance? Since I am uninsured would any uninsured motorist coverage they have apply? Ideally I would like to avoid having my own car insurance go up (never had an accident in 16 years of driving).
Appreciate any advice here! Fortunately this is a completely new area for me, and one I hope to never explore again.