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Good question, anyone know???
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Bottom Line. No matter what the truth is or how good the product is. No client is buying AIG right now. Damage is done. Everyone watched the news. It does not matter how good the product really is. I've talked to a lot of AIG agents. All of their policies are falling off the books. Clients are running from the AIG agents.
I'm seriously considering selling AGLA "Quality-of-Life" products as an independent. Problem is that commissions are 100% independent and up to 120% captive. I have the option to bank commissions for up to 6 months until I decide. What do you guys see as the pros and cons? This is my first post.
Thanks!
The Menace
You have to log in to view those links. Care to post the PDFs directly to the forum?
Could they make the captive pay plan anymore complicated?
IMO, complicated pay plans are generally designed to screw the agent and/or promote certain lines or products.
12% sure seems low for AGLA Cancer policies, with no bonus. Is the product similar to CancerCare offered in the American General channel?