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john_petrowski said:Great article. I'd personally like to see Ameriplan's medical discount card business shut down nationally.
I almost agree with you. Discount dental and eye can be a good product and discount medical has its uses, as I mentioned earlier, but the possibility for fraud is huge. I think a person should have to have an insurance license to sell discount medical. You need a person that understands insurance and can make a fair comparison. When you get someone cancelling a major medical plan for a discount card, the DOI can't do much to punish whoever sold the discount card as it is right now.
For example, months ago I ran a search and found my dermatologist and wife's OB in the Ameriplan network. Contacted both and both said they had never heard of Ameriplan and do not accept the cards.
Well, they're not going to know the name "Ameriplan". I had that problem with the eye benefit portion of Ameriplan because it was part of the "Coast to Coast" (not to be confused with late-night radio discussing space aliens) vision network. You'd probably have to find out what network they contracted with, for example Devon.