Any Suggestions Here?

[ShawnSIM]

I have a 54 Year old female who had bypass surgery in September of '14. I know she's on BP medication. Her build is fine and she's non-tobacco.

Any thoughts on a carrier that isn't GI?

Thanks

 

[BobbyR]

I'm pretty sure you'll have to wait at least a yr if not 2 yrs to get level.Maybe at 12-24 months the insured can get graded.

 

[goillini52]

I have a 54 Year old female who had bypass surgery in September of '14. I know she's on BP medication. Her build is fine and she's non-tobacco.

Any thoughts on a carrier that isn't GI?

Thanks

Equitable(Level Standard) and United National Life(Level).

 

[rousemark]

Equitable(Level Standard) and United National Life(Level).

Both of those require it be 12 months since the bypass was performed.. It has only been 8 months.

 

[goillini52]

Both of those require it be 12 months since the bypass was performed.. It has only been 8 months.

My bad. I looked at that wrong...I was thinking it would be 2 years in September. Better clean my glasses.

 

[rousemark]

My bad. I looked at that wrong...I was thinking it would be 2 years in September. Better clean my glasses.

 

[Speck]

In 5 months you could possibly get standard with TA.

 

[mbiallas]

SNL graded for the win!

 

[goillini52]

SNL graded for the win!

That Graded's really ROP and he was looking for level. If no other problems, Kanawa(Humana) Graded(25/50/75/100).

 

[kuhn123]

Looks like American Home Life would give her (Graded 50/75/100). Not cheap, 10k=$49, but may be the best benefit. I have never wrote a graded with them, but it looks like the bypass is ok as long as it's not accompanied by CHF.