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what are some fraternal ways?Yes, mostly. Some fraternals have ways of skirting that, but NY is a terrible state to do insurance in.
what are some fraternal ways?
nope. GA has to just give up some of their 49%. Some do some won't.I think some carriers make it up in year two by paying a higher renewal in that year.
nope. GA has to just give up some of their 49%. Some do some won't.