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Are they offering AARP plans? It's in my list at the bottom; not in the same manner the other medigap plans are, but more like an ad at the bottom with a 1-800 number.
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here's a link that shows the plans being offered by AON it lists the pdp's, med supps and MAPD plans. You don't need a user name or password, just enter your zip
https://www.aonhewittnavigators.com/home.aspx
they're not showing Cigna at all which has been a pretty popular plan for 2015 from what I can tell with $0 rx deductible and $1 or $4 copays on generics at preferred pharmacies
some of the premiums seem off on the Med supps, they are higher in some cases. Don't take my word, look at your own zip codes and rates and compare to the site. Some are correct but others are higher
___________________________________________________________It's bad.I met with a lady who had lost retiree benefits and was pawned off to the AON exhange to be her Medicare health plan advisers. Even though her doctors where not contracted they recommended Humana PPO as the best value.She was so confused on exactly what type of insurance she had.This was on Feb 13 this year so I explained she could use the annual dis-enrollment period to get a med supp and pdp .We also did 3 way with her benefits admin. and confirmed she could take med supp with me, the pdp with AON and still keep her stipend.
When the time came to make the phone call to AON and request a PDP enrollment using the annual disenrollment SEP it a complete PITA.First they wanted to transfer her to the enrollment/retention specialist for a consultation about her best options so after about 25 minutes on the phone with her son on the other line with me starting to get very irate at the knucklehead AON " advisers " and they finally transferred us to someone who supposedly was going take the PDP application but the first and second ding dong we spoke with were adamant she was locked in and couldn't change.Her son on the phone with me now at this point 35 minutes in to the phone call was now going ballistic and demanded to talk with a supervisor to get his mother enrolled in a PDP using the Annual disenrollment Period SEP. Finally after more than 45 minutes on the phone we talked to someone who understood what we were requesting and acknowledged that it was allowable according to CMS rules.By the time the application was finished it was well over an hour.
Do you think if this lady didn't have the help of an experienced agent like me to explain what her rights were as medicare beneficiary that the AON "advisers" would have helped get off the MA plan she was extremely unhappy with by the 2/14 deadline ?
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Correct me if I'm wrong, but a Medicare beneficiary ALWAYS has the right to disenroll directly from Medicare during Disenrollment. I think it hinges on if they are not getting satisfaction from their carrier or broker. Likewise, Humana would have disenrolled her as well, with one phone call. Not sure AON had the power to deny the beneficiary from disenrolling.
Exchange agent didn't even know that Tricare includes rx and was going to sell him part D
The exchange agent could have been a navigator. Probably the same pre-employment test.
I really feel sorry for retirees that are going through this. Their former employer is just dumping them into a shark pool.
I wonder how the Fl DOI and CMS would feel about an agent refusing to take a PDP application in OEP unless the consumer also buys the med supp from her.
I am a retired ATT employee. Currently my husband and I are covered under my plan and we plan on continuing that. We are both on Medicare .
The volumes of information I have received is Greek to me and I am nervous about choosing the wrong plan and not receiving the best value.
How do I locate an independent agent specializing in this situation ?