Many of you are familiar with the Brian Kay/Tim Austin approach to college funding, an approach previously shared by a number of others.
The last time I looked into it, several years ago, the system was based largely on tapping the equity in the parents' personal residence and moving the funds into whole-life policies.
Now that the situation has changed so dramatically with regard to availability of home equity to tap into, how - if at all - have these gurus changed their approach?
Googling Brian Kay, he seems to be just as active as ever and his pitch, on the surface at least, does not seem to have changed much.
Anyone in the know on this?
The last time I looked into it, several years ago, the system was based largely on tapping the equity in the parents' personal residence and moving the funds into whole-life policies.
Now that the situation has changed so dramatically with regard to availability of home equity to tap into, how - if at all - have these gurus changed their approach?
Googling Brian Kay, he seems to be just as active as ever and his pitch, on the surface at least, does not seem to have changed much.
Anyone in the know on this?