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Son wants to get 200,000 or more whole life on his mother. She's a 70 y/o healthy smoking female. She prefers to not have to do a med exam. Any suggestions?
Lol. Well. His mother apparently has a lot of debt that he wants covered. She already has 85,000 on herself. And he's said he can handle a budget up to 1000/mo. So I said I'd try.I suggest you smack the greedy jerk in the head for trying to profit on his dear old mom's death!
Son wants to get 200,000 or more whole life on his mother. She's a 70 y/o healthy smoking female. She prefers to not have to do a med exam. Any suggestions?
Thanks u guys for all the advice. She actually is healthy. I already wrote her one policy recently so I do have her medical profile and her prescription history. She hasn't had any hospital visits for any reason in more than 15 years. She does take blood pressure and cholesterol medication but has never had a heart attack or stroke or any circulatory problems. She is a food controlled (never medicated) borderline diabetic. She is not overweight. She occasionally takes meloxicam for mild osteoarthritis aches and pains. And has a prescription fluid pill (triamterene) for when being on her feet too long makes her ankles swell. She sees a doctor regularly and is very proactive in her care. And she still works a little more than part time as a housekeeper because "i didn't have anything else to do with my free time". Honestly, shes as active as most 30 year olds. So, by FE standards, she is healthy. I think I know what to present her son with already. I just wanted to know if there were options I didn't already know about.