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Thanks Todd. I looked at RNA and have decided to go with Phoenix UIL. They do non-med up to 200,000 for age 70 with 5 yr scrip review. I really do not believe it will be an issue. Plus its a great policy to have with the index rates.
That’s not correct. You must have quoted non smoker.I'm not saying it's the best, but for comparative purposes, RNA would be $809.27/month for their WL. She would have to do a paramed though.
You would go UL over whole life simply to avoid an exam?Thanks Todd. I looked at RNA and have decided to go with Phoenix UIL. They do non-med up to 200,000 for age 70 with 5 yr scrip review. I really do not believe it will be an issue. Plus its a great policy to have with the index rates.
Actually I would go UL with Phoenix because of their index against the S&P. Its the policy I chose for myself and the one I present to finance minded individuals. I am not sure if the living benefits apply at her age. But when this guy wants his own policy this is a great policy for him as well.You would go UL over whole life simply to avoid an exam?
Ah crap! You're right, I did quote a non-smoker. Thanks for pointing that out.That’s not correct. You must have quoted non smoker.