1) Is there LifeHorizons Termsetter term life insurance convertible to a permanent policy?
A) There website does not mention that their term is convertible, but I called on their 1888 number and they stated all their term is convertible. Is it convertible? I am concerned as if it was, wouldn't their website state so?
2) I read posts from a while ago stating that Cincinnati Life is extremely hard to get licensed with. Are they still that difficult?
3) Lastly, curious, what is their commission percentage on 20 year terms?
Thanks much
A) There website does not mention that their term is convertible, but I called on their 1888 number and they stated all their term is convertible. Is it convertible? I am concerned as if it was, wouldn't their website state so?
2) I read posts from a while ago stating that Cincinnati Life is extremely hard to get licensed with. Are they still that difficult?
3) Lastly, curious, what is their commission percentage on 20 year terms?
Thanks much