Got word from Coventry this morning that comp is set as a one time fee of $200 per application. First, that equates to $16 per month. Given the example rates released by Gerhart last week for a 40 year old non smoker, that is about 13.75%. It stands to reason that that percentage drops significantly as the client gets younger. Now add on any family members and comp really starts to turn to crap. With CoOpportunity paying $38 PCPM, I see they value the agent more than Coventry. I sure hope 2015 has better options when GR and Assurant enter the fray.