Whether intentionally inflicted or incidental, both parked cars and those driven by passers-by can sustain scratches, broken mirrors, smashed windows, or get covered in paint or graffiti. So, what if it happens to your vehicle?
According to the industry-backed Insurance Information Institute, this type of damage is typically covered under optional comprehensive insurance plans, which approximately two-thirds of policyholders have. However, Amy Bach, executive director of consumer advocacy group United Policyholders, says insured vehicle owners should consider a few things before filing a claim.
If it’s less than your deductible, or not too much over for you to afford, it could be better to just pay out of pocket rather than risk being put into a higher risk category and have your rates raised for several years to come
Does auto insurance cover cars damaged during protests or riots?
According to the industry-backed Insurance Information Institute, this type of damage is typically covered under optional comprehensive insurance plans, which approximately two-thirds of policyholders have. However, Amy Bach, executive director of consumer advocacy group United Policyholders, says insured vehicle owners should consider a few things before filing a claim.
If it’s less than your deductible, or not too much over for you to afford, it could be better to just pay out of pocket rather than risk being put into a higher risk category and have your rates raised for several years to come
Does auto insurance cover cars damaged during protests or riots?