I am an agent with an agency that provides me direct mail leads. This week I got 10 leads to begin with, I didn't call them to set up the appointment, instead I went straight to their house. Out of the 10, I was only able to reach 4 of them with 4 days of work. 1 of the 4 claimed not to send in the information, 3 of the 4, told me to come back another time. Also, mostly those from the leads does not have any bank account and rather pay by money order, which my carriers does not permit..