I was trying to start my own independent final expense agency while working another job full time. I was sold a bill of goods by Hakim Insurance Marketing about how great and wonderful their lead were. After 3 weeks of being promised I would recieve leads I asked for my money back and 4 weeks later and a hundred promises that my check was in the mail I decided to post on here. Friday April 1 I was told they would put it back on my card. As of the time I am writing this post I still do not have my money back. Stay away! They are horrible people!