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I recently contracted with Assurity only because they have good smoker rates and they will consider a person with CHF as graded. I wrote a lady who was 54 this week with CHF and the PHI took over 45 minutes. They asked her much more than what was on the app. In the end though they approved her graded.
I sent you a PM with a MUCH better option.
Ok, ok, I will share it with y'all!
3 words
Security National Life