High risk FE young people
- Thread starter mudhound
- Start date
CasualT
Expert
- 43
I've seen Pekin Life say they are making changes to their plans. But I've still not seen anything solid info wise. What changes are they making.
Sick under 50 I've used CFG in the past. You can put good notes in agent report and UW will email you for clarification on some things.
Sick under 50 I've used CFG in the past. You can put good notes in agent report and UW will email you for clarification on some things.
- 4,053
Sons of Norway offers a guaranteed issue policy starting at age 0, but I’m not sure they’re in TN.
Before I knew about them, I was using National Security for younger folks with difficult health issues. Their EZ Life is a true 2 yr graded policy (35-70-100) that you can offer starting at age 18. It’s not guaranteed issue, but there are only a handful of conditions that will be declined. I know they’re in TN because @rousemark was using them and recommended them to me for a younger person I was having trouble placing at the time.
- 29,527
Son of Norway's GI goes down to age 0. Great Western GI goes down to age 40. UHL GI goes down to age 45.
Others will go to 40 for Graded and Modified.
Depending on their health conditions Sentinel Security and Philadelphia American goes to age 0 on Level and LBL down to age 18 on Level.
Let's confuse the situation, Security National Life's Security Care Plan down to ages 0... National Security's (out of Elba, AL) EZ Life down to age 18. Both will have their uses.
- Thread starter
- #6
I hate to ask. But who is CFG?
CasualT
Expert
- 43
Columbian Financial Group.
- Thread starter
- #8
Thanks!!
- Thread starter
- #9
Gosh, I wish Son's of Norway was in TN!!
that 0-40 or 50 is an underserved group of people.
- Thread starter
- #10
