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Well I was faced with the same difficult question and I have offered every type of bonus situation you can think of. I was bi tching and complaining one day to a group of professionals about my situation and a lady said you need to find what drives them? So I thought about it had a office meeting and made a new incentive. For every preferred auto policy for a specific company I would give the producer one hour of paid time off..."comp time". Well let me tell you this worked and still works well...before I was offering more $$$ than what their one hour of paid time off however the time off seems to motivate them more. So what I would suggest is to find what your CSRs passion is if it is family...maybe time off is the key...church maybe for every policy make a donation in the CSRs name to the church. It has taken me awhile to figure this out but money isn't what drives everyone. Meaning everyone is not like ME!
Good luck.
Good luck.