Janeshirley
New Member
- 2
Hi everyone this is my first post, so thank you for bearing with me if I don't say things in the correct terms. I will be happy to post any answers to what I don't clarify right in this first post.
My question:
My dear husband got a DUI. We have auto and home with State Farm and expect to get cancelled or priced out of what we can afford. So we have been looking at other options. We ignored many offers that seemed too sketchy to waste money on, but Farmers has offered us a quote a touch under what we have been paying to State Farm prior to the DUI.
Well that sounds great but my question is how can we go from having insurance with no DUIs to insurance with an SR22 for a DUI driver that is slightly less? Is there some angle here I am missing or are we just fortunate?
The current State Farm insurance is about 200 a month for a single car Mercedes station wagon just less than ten years old. Farmers is offering identical coverage for a little over $936/6 months -- 156 a month vs. 203. We want to take it, but how can that be possible when the State Farm rate set prior to the DUI is lower than the Farmers quote they gave us after we informed them of the DUI (and they sya the DUI is showing up on their computer)?
Thank you for taking the time to read this. I appreciate that there is a lot of expertise on this board and would be very happy if you would give me some insight into our situation.
My question:
My dear husband got a DUI. We have auto and home with State Farm and expect to get cancelled or priced out of what we can afford. So we have been looking at other options. We ignored many offers that seemed too sketchy to waste money on, but Farmers has offered us a quote a touch under what we have been paying to State Farm prior to the DUI.
Well that sounds great but my question is how can we go from having insurance with no DUIs to insurance with an SR22 for a DUI driver that is slightly less? Is there some angle here I am missing or are we just fortunate?
The current State Farm insurance is about 200 a month for a single car Mercedes station wagon just less than ten years old. Farmers is offering identical coverage for a little over $936/6 months -- 156 a month vs. 203. We want to take it, but how can that be possible when the State Farm rate set prior to the DUI is lower than the Farmers quote they gave us after we informed them of the DUI (and they sya the DUI is showing up on their computer)?
Thank you for taking the time to read this. I appreciate that there is a lot of expertise on this board and would be very happy if you would give me some insight into our situation.