I bumped into a car by mistake as I was pulling out of a garage and the other driver was a little fast - I hit his door and got a dent on it - He called the cops and we waited as I couldn't find my insurance copy - I spoke to him about paying for the damages as I didn't want to get my premium increased - gave him $200 and he took my phone number and copy of DL - this all happened on Saturday night - The cops did not show up and we did leave as we agreed upon me paying.
I checked after going home that I no longer have insurance - I did not tell the other person this - On Monday we went to the dealership and got and got an estimate for $1550 and I told him I will pay for that and car rental till the car got fixed and we went home so he can think about it - he called me and said he was okay with that - I promised to pay the amount at the dealership up front while giving the car to get fixed and later that night he was asking to pay the depreciation value as his door had to be replaced - this was a 2002 Toyota Camry with 150k miles on it - I refused and asked him to contact his Insurance agent and to give them my details - what kind of mess am I in ?
I did purchase a new insurance policy on 11/02
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I followed up with him to get my $200 back and he is saying he will give it back and will let me know - he said he wants to make sure I provide accurate information when his insurance agent calls me - before he gave the money - all this is in text messages
I checked after going home that I no longer have insurance - I did not tell the other person this - On Monday we went to the dealership and got and got an estimate for $1550 and I told him I will pay for that and car rental till the car got fixed and we went home so he can think about it - he called me and said he was okay with that - I promised to pay the amount at the dealership up front while giving the car to get fixed and later that night he was asking to pay the depreciation value as his door had to be replaced - this was a 2002 Toyota Camry with 150k miles on it - I refused and asked him to contact his Insurance agent and to give them my details - what kind of mess am I in ?
I did purchase a new insurance policy on 11/02
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I followed up with him to get my $200 back and he is saying he will give it back and will let me know - he said he wants to make sure I provide accurate information when his insurance agent calls me - before he gave the money - all this is in text messages