- 2,024
I currently do Health and Life, a lot of med supplement, but I am interested in adding specifically auto and possibly personal property or homeowners to my product lines. The thinking I have here, a lot of my customers after I do their health policies ask me if I can do their other insurances, but currently I am not licensed for P&C, and after looking around about independent appointment for P&C agents the way this type of insurance seems to work appears radically different. I'm not really looking at this from the standpoint of doing large P&C volume, but more from wanting to be a 1 stop shop for my customers, specifically the senior market, that would rather get everything dealt with just by me. A lot of these seniors in particular want it so that when they have an insurance problem they call their insurance guy. I don't mind driving out to their home when they need something changed. The seniors I work with by in large prefer that I come to their home for visits. I like my current carriers I use for Health and Life, I don't really want to work captive, but it almost looks like all P&C is done by captive agents or through an agency.
Basically what I'm asking is this. Is it going to be possible to add P&C appointments for home and auto without disrupting my current health and life appointments, continue to work from home the way I'm doing now, and offer competitive, high quality insurance for those lines so that I can take care of people on a 1 to 1 basis with basically all their personal insurance needs. I want to be able to insure someones car, home, maybe even their bass boat or 4 wheeler, so they don't have to call different agents for different things.
I'm in Tennessee, currently licensed and have E&O, just no P&C license yet but I figure I can knock the online classes out in a week or two while waiting on leads to come in or phone calls to get returned.
Thanks in advance for any help.
Basically what I'm asking is this. Is it going to be possible to add P&C appointments for home and auto without disrupting my current health and life appointments, continue to work from home the way I'm doing now, and offer competitive, high quality insurance for those lines so that I can take care of people on a 1 to 1 basis with basically all their personal insurance needs. I want to be able to insure someones car, home, maybe even their bass boat or 4 wheeler, so they don't have to call different agents for different things.
I'm in Tennessee, currently licensed and have E&O, just no P&C license yet but I figure I can knock the online classes out in a week or two while waiting on leads to come in or phone calls to get returned.
Thanks in advance for any help.