Is it true that insurance will no pay if you leave the keys in the ignition and it gets stolen? For example, not shutting off the engine while getting a soda at 7-Eleven... or letting the car warm up in the driveway. I know people shouldn't do either of those things, but I'm sure many people do it anyway.
If a car is stolen in those situations, can the insurance companies deny claims?
I've heard many conflicting opinions, but never an actual answer based on facts.
I started thinking about it when I read a news article recently. Apparently, the famous figure skater Michelle Kwan had her Toyota Prius stolen with the key inside the vehicle. This was about 3 weeks ago.
Anyone knows what the real answer is? Do insurance companies pay? (assuming you have comprehensive coverage that covers theft to begin with)
Thanks!
If a car is stolen in those situations, can the insurance companies deny claims?
I've heard many conflicting opinions, but never an actual answer based on facts.
I started thinking about it when I read a news article recently. Apparently, the famous figure skater Michelle Kwan had her Toyota Prius stolen with the key inside the vehicle. This was about 3 weeks ago.
Anyone knows what the real answer is? Do insurance companies pay? (assuming you have comprehensive coverage that covers theft to begin with)
Thanks!