Life Insurance for People with Dementia

[RobO912]

Hey all, I see that this thread is a little old but I am in the same boat. I have a 86 yo female in Georgia with dementia, I will have to save her age. I am looking for a carrier to provide $10k FE. Did this get figured out for qfs?

 

[Baseball7]

0-1% chance you'll find GI over age 80. To late for insurance.

 

[JGold814]

Don't know of anyone who goes beyond age 80 for GIWL. Sorry bud.

The only alternate option for your client I can think of would be a pre-need funeral plan, but I think only funeral directors can sell those. I don't believe you can sell them under just a life license.

 

[jdeasy]

Hey all, I see that this thread is a little old but I am in the same boat. I have a 86 yo female in Georgia with dementia, I will have to save her age. I am looking for a carrier to provide $10k FE. Did this get figured out for qfs?

MoO's GI is the best priced GI out there and it will issue thru age 85. I don't know if they will let you pay back premiums to save age or not. $10K face for an 85 year old female is $139.50/mo.

 

[RobO912]

Which MoO product? I know Living Promise GI stops at 80.

 

[goillini52]

Which MoO product? I know Living Promise GI stops at 80.

He's talking about the one that doesn't pay any commission. He just gives them the phone # so they can call and get it.