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I know the debate about whether having insurance on kids is a financially sound idea or not. I am in the is camp. Below is a paragraph from an email. I had asked her if I could use it.
Background: I have two policies on her two other kids. (Orphans) And rewriting some old ULs on her and her husband. Her 20 year old son was killed in an auto accident.
“”No, Lee, this has been important to me since I was 14. Being 58 now, it is still important to me. And life insurance helped us get thru a very difficult year, in a financial way I never imagined. When my son died, we could not finish a sentence or a thought. Then we got sued the next year because of the accident. The $$ from the accidential death policy and the whole life policy paid our bills, when we could not function due to so much heartache. Explain this to your younger parents, as I did not know how awful life could be, but at the same time how thankful I was to have life insurance.””
“”Hi Lee,
Yes, use that paragraph however you want. It is so important for parents to understand that their mortgage goes on & all their other financial obligations. The money from insurance is not supposed to make you feel better or to plan a vacation, but rather sustain you through the absolute worst of heartbreaking experiences. I only know this after experiencing it personally, especially being self employed. I know parents who have lost their jobs, their homes, cars, etc. I have attended seminars to help with my healing and the one thing that all parents agree upon is that we all grieve differently, and you will go thru hell before you start to heal. It may take years to get to your "new normal" and only then do you understand what being a "survivor" truly means.
Thanks again Lee,
Cheryl “”
Please comment as an agent and also as a parent.
Just my 2 cents
Background: I have two policies on her two other kids. (Orphans) And rewriting some old ULs on her and her husband. Her 20 year old son was killed in an auto accident.
“”No, Lee, this has been important to me since I was 14. Being 58 now, it is still important to me. And life insurance helped us get thru a very difficult year, in a financial way I never imagined. When my son died, we could not finish a sentence or a thought. Then we got sued the next year because of the accident. The $$ from the accidential death policy and the whole life policy paid our bills, when we could not function due to so much heartache. Explain this to your younger parents, as I did not know how awful life could be, but at the same time how thankful I was to have life insurance.””
“”Hi Lee,
Yes, use that paragraph however you want. It is so important for parents to understand that their mortgage goes on & all their other financial obligations. The money from insurance is not supposed to make you feel better or to plan a vacation, but rather sustain you through the absolute worst of heartbreaking experiences. I only know this after experiencing it personally, especially being self employed. I know parents who have lost their jobs, their homes, cars, etc. I have attended seminars to help with my healing and the one thing that all parents agree upon is that we all grieve differently, and you will go thru hell before you start to heal. It may take years to get to your "new normal" and only then do you understand what being a "survivor" truly means.
Thanks again Lee,
Cheryl “”
Please comment as an agent and also as a parent.
Just my 2 cents
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