List of Carriers that Don't Require Face to Face

I thought UHL did as well. I called and they said they dont anymore...
Wow! The only reason I have UHL is for these kind of cases. I don't think I've used them a single time for a face to face. It's probably my fault if they don't do it anymore! ;)
 
Wow! The only reason I have UHL is for these kind of cases. I don't think I've used them a single time for a face to face. It's probably my fault if they don't do it anymore! ;)

UHL does not require f2f. Now they do require a paper app, so perhaps that is what the person was referring to?
 
UHL does not require f2f. Now they do require a paper app, so perhaps that is what the person was referring to?
Maybe. I hadn't heard of a change. (That doesn't mean that much though. Ask my wife - there's stuff I should know but don't all the freakin' time!)
 
I just can't see tele sales sticking on Fe. I've run into several senior life and forester tele sales I've replaced. It's tough enough with these broke derelicts face to face much less on the phone. 1/2 of them can't even talk.
 
I just can't see tele sales sticking on Fe. I've run into several senior life and forester tele sales I've replaced. It's tough enough with these broke derelicts face to face much less on the phone. 1/2 of them can't even talk.

Why did you replace them tho? If you improved their situation, then its irrelevant that the app was completed over the phone. For the most part, if I can get someone approved level with Foresters (my primary carrier for fe telesales), its gonna be hard for someone to offer them equal coverage at a price lower let alone lower enough that warrants them going through the replacement process.

Telesales is not for the weak minded that is for sure. There are so many things you have to do in order to have success over the phone. It will be at least 10 years before it gets any easier imo.
 
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