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Sabre, if I was 30 I might agree, but I am not. $250/mo premium x 6% says don't waste my time.
low ROI crowd, and always will be.
I think you're making up your own facts here. Myself and many of my friends fit into that group (admittedly towards the older end) and the majority of them didn't vote for Obama.
Yes because the vast majority of that group did NOT vote.
If you don't know how to properly position and explain the benefits of permanent life insurance solutions to this age group... then it's your fault for not raising your rates... or rather, creating desire on the part of your prospects to pay more for the same coverage.
While you could use LEAP or Circle of Wealth, I'd recommend the resources offered by the Insurance Pro Shop to keep the discussions as simple as possible.