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Well then we get back into the state mandate problem. Infertility and contraception are mandated benefits. Coventry offers infertility - no one else. I called them - they said they had to offer it since it's mandated.
BX or any other company complies. BX offers contraception - says they have to. I said "but you also have to offer infertility and don't." No answer.
GR, Assurant, Aetna don't offer contraception - said they don't have to yet Aetna says they have to offer maternity. Coventry offer infertility but not maternity - says they don't have to.
If you figured this out please let me know.
And CoreMed is vastly better than Right Start - no ambulance limits, no special limits on therapy like Right Start, no annual limits on in or out-patient surgery.
The only differences between Max and CoreMed:
*50% coinsurance on drugs - neither her nor here when 6 out of 8 MD companies cap drugs
*6 mo. waiting for preventative
*Facility fees - that can even be erased
*No bene for mental/nervous disorders
Nothing that's gonna BK anyone. I sell some Plan 80's when price is an issue. It's either a $3,000 drug max on Plan 80 or $500 on BX. You pick.
BX or any other company complies. BX offers contraception - says they have to. I said "but you also have to offer infertility and don't." No answer.
GR, Assurant, Aetna don't offer contraception - said they don't have to yet Aetna says they have to offer maternity. Coventry offer infertility but not maternity - says they don't have to.
If you figured this out please let me know.
And CoreMed is vastly better than Right Start - no ambulance limits, no special limits on therapy like Right Start, no annual limits on in or out-patient surgery.
The only differences between Max and CoreMed:
*50% coinsurance on drugs - neither her nor here when 6 out of 8 MD companies cap drugs
*6 mo. waiting for preventative
*Facility fees - that can even be erased
*No bene for mental/nervous disorders
Nothing that's gonna BK anyone. I sell some Plan 80's when price is an issue. It's either a $3,000 drug max on Plan 80 or $500 on BX. You pick.