I have a 57 year old female that wants term policy. Non Smoker, has medication for blood pressure. She wants a non med policy. Here's the catch! She already has a term policy that she is paying 150 a month for. She wants me to see if I can beat the price. The term policy is A 30 year policy I believe and it's 300k. Her husband wants a policy, but with him, he's 65, he's had open heart surgery to place a stent into his heart roughly a year ago. He is not over weight, and he takes meds for cholesterol. I'm not sure if I'll be able to do something for him? Any suggestions?