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I started to redo this one with some better questions, but it seems to be: do you have this type of insurance? Can you cope with X consequence?
I too haven't been good at doing fact finders that cover multiple areas, and be able to address them in one appointment.
Just trying to figure out the pivot phraseology that is more smoother than Indiana's script above (I heard he's qualifying for a trip this year...its a stewardess position for plane that carries the top earners, but he still get's to go!).
C'mon now? How much smoother or easier can it be? I guess you could take that sentence and make into about 3 paragraphs if it would make you feel better.