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New Aetna plan

somarco

GA Medicare Expert
5000 Post Club
36,926
Atlanta
Aetna will be offering two new plans in GA (and presumably other states) in December. These low cost plans are dubbed Preventive 1250 & Preventive 3000.

The Preventive 3000 is HSA compatible.

Premiums are about half the cost of the relatively popular Value Plan. A family of 4 in their mid 30's can have the Preventive 1250 for $289 per month vs $440 for the Value Plan with a $2000 deductible.

The plan offers wellness benefits such as an annual GYN exam with $0 copay and a routine physical every 24 months for a $25 copay. The plan has a $1250 deductible and 80/20 coinsurance to $2500 OOP plus the deductible.

The catch?

Other than wellness there are virtually NO outpatient benefits.

No doc visits.

No Rx cover.

No DXL.

No DME.

Half a plan for half the premium. What a deal.
 
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